Effective Date: 29/09/2024.

Introduction:

MOXIE ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard personal information.

Scope:

This policy applies to:

1. MOXIE website (https://moxie.money).

2. MOXIE mobile applications.

3. MOXIE services (including trade facilitation, payment processing, and logistics).

4. All users (individuals and businesses).

Personal Information:

We collect personal information to provide and improve our services. This includes:

1. Contact information (name, email, phone number, address).

2. Business information (company name, registration number, industry).

3. Login credentials (username, password).

4. Transaction data (trade history, payment information).

5. Location data (IP address, geolocation).

6. Device information (browser, operating system, device type).

Collection Methods:

We collect personal information through:

1. Direct input (registration forms, contact forms).

2. Automated tracking (cookies, web beacons).

3. Third-party services (social media, payment processors).

4. Partners and affiliates.

Use of Personal Information:

We use personal information for:

1. Service provision and improvement.

2. Communication (notifications, updates, marketing).

3. Transaction processing and facilitation.

4. Risk management and security.

5. Compliance with laws and regulations.

Disclosure:

We disclose personal information to:

1. Service providers (payment processors, logistics).

2. Partners and affiliates.

3. Regulatory bodies and law enforcement.

4. Successors or assigns (in case of merger or acquisition).

Security Measures:

We implement robust security measures to protect personal information, including:

1. Encryption (data at rest and in transit).

2. Access controls (passwords, two-factor authentication).

3. Network security (firewalls, intrusion detection).

4. Regular security audits and testing.

Data Retention:

We retain personal information for:

1. Service provision and improvement.

2. Compliance with laws and regulations.

3. Historical record-keeping.

User Rights:

You have the right to:

1. Access and correct personal information.

2. Request deletion or restriction of processing.

3. Object to processing.

4. Lodge a complaint with relevant authorities.

Cookies and Tracking:

We use cookies and tracking technologies to:

1. Analyze website usage.

2. Personalize user experience.

3. Improve service provision.

Data Protection Laws:

We comply with the following data protection laws:

1. Nigeria Data Protection Regulation (NDPR) 2019.

2. Canadian Personal Information Protection and Electronic Documents Act (PIPEDA).

3. Australian Privacy Act 1988 and Privacy Principles (APPs).

4. European Union General Data Protection Regulation (GDPR).

5. California Consumer Privacy Act (CCPA).

Country-Specific Provisions:

Nigeria:

1. Data controller: MOXIE.

2. Compliance with NDPR 2019.

Canada:

1. Data controller: MOXIE.

2. Compliance with PIPEDA.

Australia:

1. Data controller: MOXIE.

2. Compliance with APPs.

European Union:

1. Data controller: MOXIE.

2. GDPR rights: Access, correction, deletion, restriction, objection, portability.

California:

1. Data controller: MOXIE.

2. CCPA rights: Access, deletion, opt-out of sale.

Changes to this Policy:

We reserve the right to update this policy. Changes will be effective upon posting.

Contact:

For privacy-related inquiries or concerns, contact:

Legal@surebanqa.tech.

+447544828876

+2347065620006

SUREBANQA Corp.

2967 Dundas St. W. #1848.

Toronto, ON M6P 1Z2, Canada.

Governing Law: This policy shall be governed by and construed in accordance with the laws of Ontario, Canada.

By using our services, you acknowledge that you have read, understood, and agree to this Privacy Policy.